STOCK LOANS
Our Stock Loan program  is a non-recourse loan against shares of non-marginable securities. The stock loan amount  is dependent on characteristics of the collateralized security including number of shares, price, volatility, and other criteria.

Simply transfer your stock to us and agree to make quarterly interest payments during the life of the loan, and in exchange, we provide you with a loan against the value of your stock. Once you fully repay the stock loan, your stock will be transferred back to you.

All of our stock loans continue to give our clients safe and completely confidential access to the underlying value of their securities even when they cannot be sold. For people who need access to capital quickly when they cannot sell their stock, a stock loan is ideal.
Who qualifies?
Anyone who owns a non-marginable stock in certificate or DWAC form that trades on NYSE, NASDAQ, or the OTC Markets can qualify for our Stock Loan program.



What are typical loan amounts?
We can fund stock loans from $50,000 to $5 million, and there are no up-front fees.

What are the advantages of a stock loan?

Non-Recourse: 
Stock loans offer you the flexibility of being able to walk away from the loan at any time without hurting your credit rating or having to bring in additional collateral or cash like you do with traditional margin loans. No personal guarantee is required for our stock loans.

No Credit Report Required:
We are a direct lender and the only collateral required is your stock so no credit check is required. Our loan packages are under-written in-house so you communicate directly with the lender and receive personalized service and attention to detail.

Competitive  Loan to Value Ratio (LTV):
The loan to value we offer is based on market conditions, market sector, historical stock performance, and anticipated future stock performance. Typical LTV ratios range from 45-60%.

Fast Closing and Funding:
Since our loans are under-written in-house, we can get to closing quickly and fund your loan within 48 hours of closing. Your funds will be wired directly into your bank account.

Low Interest Rates and Flexible Terms:
​We offer competitive rates based off the current prime interest rate and loan terms of 12, 24, and 36 months. Since rates can change, we encourage you to start the application process as soon as possible so we can lock you into the best rate possible.

Private and Confidential:
All information regarding your loan is stored securely in our processing center, and only we have access to the details of your loan.